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Economy & Jobs

Median household income in San Francisco is $140,970 (about the same as San Francisco County median $140,970; 1.4× higher than California median $99,122), with homes at a median value of $1,394,500. The surrounding county supports 707,646 jobs (avg $174,103).

Income & Affordability

Median household income $140,970 — above the California median ($96,021). Poverty rate 11.2% (U.S. average ~12.5%). 32% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

County Irs Income · IRS tax returns filed$438,440
County Irs Income · Total Adjusted Gross Income (thousands)$87,388,475
County Irs Income · Average AGI per return$199,317 (vs California $97,528)
Median Household Income$140,970 (vs California $96,021)
Poverty Rate11.2%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.2% — near the U.S. average of ~4%. 31% work from home (U.S. average ~15%).

County Employment · Avg annual employment (county)707,646
County Employment · Total annual wages (county)$123,203,197,067
County Employment · Average annual pay$174,103
All Occupations · Employment17,945,910
Unemployment Rate4.2% (vs California 4.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (20)

Wells Fargo Bank, National Association
THE HAIGHT BRANCH · 1726 Haight St · 94117
JPMorgan Chase Bank, National Association
SAN FRANCISCO - POTRERO BRANCH · 2300 16th St · 94103
Wells Fargo Bank, National Association
NORIEGA & 32ND BRANCH · 2454 Noriega St · 94122
JPMorgan Chase Bank, National Association
STOCKTON STREET CHINATOWN SF BANKING CENTER · 1318 Stockton St · 94133
JPMorgan Chase Bank, National Association
GEARY & PARKER BANKING CENTER · 3301 Geary Blvd · 94118
JPMorgan Chase Bank, National Association
VALENCIA AND 14TH STREET BRANCH · 299 Valencia St · 94103
United Business Bank
SAN FRANCISCO BRANCH · 2 Harrison St · 94105
Bank OZK
SAN FRANCISCO RESG · 1 Embarcadero Ctr · 94111
Avidbank
135 MAIN STREET - LPO BRANCH · 135 Main St · 94105
JPMorgan Chase Bank, National Association
CHASE CENTER SAN FRANCISCO · 151 Warriors Way · 94158
BMO Bank National Association
CASTRO DISTRICT BRANCH · 2299 Market St · 94114
JPMorgan Chase Bank, National Association
SPEAR AND HOWARD BRANCH · 188 Spear St · 94105
LendingClub Bank, National Association
SAN FRANCISCO ADMIN BRANCH · 595 Market St · 94105
Bank of America, National Association
RICHMOND DISTRICT BRANCH · 5500 Geary Blvd · 94121
Bank of America, National Association
VAN NESS FINANCIAL CENTER BRANCH · 1640 Van Ness Ave · 94109
Bank of America, National Association
ONE POWELL STREET BRANCH · 1 Powell St · 94102
Bank of America, National Association
GENEVA-MISSION BRANCH · 5150 Mission St · 94112
Bank of America, National Association
PORTOLA DISTRICT BRANCH · 2485 San Bruno Ave · 94134
Wells Fargo Bank, National Association
MARINA OFFICE BRANCH · 2100 Chestnut St · 94123
Bank of San Francisco
Bank of San Francisco · 345 California Street · 94104

Sources: FDIC Institutions/Branches  ·  Refreshed 2026-04-12

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

Mp Seafood
Specialty Store · 848 Jackson St
Modena Pizza and Ice Cream
Restaurant Meals Program · 32 6th St
Fulton Food Shop
Convenience Store · 1801 Fulton St
Ray Market And Deli Inc
Convenience Store · 2898 Folsom St
G&F Inc
Convenience Store · 455 Ellis St

Sources: USDA SNAP Retailer Locator  ·  Refreshed 2026-04-12

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameSAN FRANCISCO AFRICAN AMERICAN CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12